Advisory & setup
Business Advisory & Fractional CFO Services
Fractional CFO
Numbers that tell you what to do next
Most small businesses can’t justify a full-time CFO — but every growing business needs CFO-level thinking. Our advisory service gives you that perspective on a schedule and budget that fit: regular meetings to review your results, forecast what’s ahead and decide where to invest, cut or hire.
You’ll get custom reports written in plain English — not a stack of spreadsheets — built around the measures that actually drive your business. We connect the dots between your books, your cash and your taxes so every decision is made with the full picture.
- Monthly or quarterly strategy meetings
- Custom reports and dashboards in plain English
- Budgets, forecasts and cash-flow planning
- Tax projections built into every decision
Monthly CFO dashboard
Sample data- Revenue this month
- $84.2K
- +6.7% vs Aug (favorable)
- Gross margin
- 41.8%
- +1.2 pts vs Aug (favorable)
- Cash on hand
- $126K
- +$9.4K vs Aug (favorable)
- Days to get paid
- 27
- −4 days vs Aug (favorable)
Monthly revenue
April – September · current month highlighted
View chart data as a table
| Month | Revenue |
|---|---|
| April | $61,200 |
| May | $66,400 |
| June | $72,100 |
| July | $69,800 |
| August | $78,900 |
| September | $84,200 |
What we analyze
Nine lenses on the health of your business
Budgeting
An annual budget you’ll actually use, tracked monthly.
Revenue
Trends by month, service line, customer or location.
Expenses
Where the money goes — and where it’s leaking.
Payroll
Labor cost as a share of revenue, and staffing decisions.
Cost of goods sold
True product and job costs to protect your margins.
Credit card fees
Processing costs that quietly eat into profit.
Cash flow
13-week and 12-month forecasts so there are no surprises.
Industry KPIs
Benchmarks that show how you compare with your peers.
Tax planning & projections
Estimated taxes and year-end moves, planned in advance.
How it works
A rhythm that keeps you ahead
- 1
Discovery
We learn your goals, review your books and agree on what to measure.
- 2
Build your dashboard
We set up the reports and KPIs that fit your business.
- 3
Regular reviews
Monthly or quarterly meetings to review results and forecasts.
- 4
Adjust & grow
Clear action items — pricing, hiring, spending — and follow-through.
FAQ
Advisory questions
What does a fractional CFO actually do?
A fractional CFO provides the financial leadership a full-time CFO would — budgets, forecasts, KPI tracking, cash-flow planning and strategic advice — on a part-time basis sized to your business.
How often will we meet?
Most advisory clients meet with us monthly or quarterly. Each meeting reviews your latest numbers against budget and sets priorities for the next period.
Do my books need to be clean first?
Reliable advice needs reliable numbers. If your books are behind, we start with bookkeeping cleanup and move into advisory as soon as the data is solid.
What reports will I receive?
Reports built around your business: budget vs. actual, cash-flow forecasts, profitability by service or location and the KPIs that matter in your industry — all explained in plain English.
Is advisory only for larger businesses?
Not at all. Many advisory clients are owner-operated businesses and professional practices, like healthcare practices, that want to grow more profitably.